FAQ

Personal loans might be called different things, but they’re all designed to provide you with temporary financial relief.

Most lenders or lending partners require you to:

1. Be employed in your current position for approximately 90 days or have another source of adequate and predicable income;
2. Be at least 18 years old, and a US citizen or a permanent resident;
3. Have an income of approximately $1,000 per month after tax withholdings; and
4. Have a valid email address, work phone number and home phone number.

First time clients will have the option to receive their funds by Instant Deposit or Direct Deposit.

Returning clients can choose to receive their funds delivered by Instant Deposit, E-Transfer, or Direct Deposit.

The process to apply for a loan is 100% secure. Your information will be kept confidential, guaranteed. We require you answer security questions any time you call us to access your file.
This is how we ensure that no one gains access to your information but you.

Between 15 to 20 minutes from start to finish, including the pre-approval, loan application and the bank link that returns a statement directly from your bank.