1718 Park Boulevard Marshalltown
+1 641-754-0072
info@bigloansword.com
Get a small loan and pay it back in installments according to your pay frequency. Same-day approval is guaranteed! Get a cash loan from the comfort of your home.
we prioritize transparency and integrity in all our financial services. We are committed to providing clear and straightforward information about our fees, ensuring you can make informed decisions without encountering unexpected charges
We prioritize clear and honest communication, ensuring that every aspect of our processes and pricing is transparent. By openly sharing information, we empower you to make informed decisions with confidence.
After approval, you can get the funds in your account within 24 hours. The funding can be provided via direct deposits, electronic transfers or cheque.
Getting a business loan is straightforward with the right preparation. First, assess your business needs and explore loan options like SBA loans, equipment financing, or working capital loans. Next, gather key documents such as financial statements, a business plan, and performance details.
Buying a home can feel overwhelming, but we’re here to help. Whether it’s improving your credit, choosing the right loan, or guiding you through the closing process, we’ll be with you every step of the way, offering trusted support.
Are you in the market for an auto loan? We make the process simple with just three easy steps. Start by completing our quick process. Your application will be approved within minutes. Then, browse a wide selection of quality vehicles from trusted local dealerships. Let us help you drive away with confidence.
Education is one of the most valuable investments in your future. Our Student Loan helps you cover tuition fees, accommodation, books, and other academic expenses so you can focus on your studies without financial stress.
Life comes with unexpected expenses and important milestones. Our Personal Loan helps you manage your financial needs easily—whether it’s for medical emergencies, home renovation, travel, education, weddings, or other personal expenses.
With quick approvals, flexible repayment options, and competitive interest rates, getting the funds you need has never been easier.
We determine the loan amount based on your circumstances, ensuring that it aligns with your ability to repay without causing you to become excessively indebted.
APR is the rate at which your loan accrues interest. It is based upon the amount of your loan, cost of the loan, term of the loan, repayment amounts and timing of payments and payoff. By law, the lender or lending partner must show you the APR before you enter into the loan. Rates, loan size, among other variables will vary based on your credit worthiness with the lower rates potentially available to customers with excellent credit. Minimum and maximum loan amounts and APRs may vary according to state law and lender or lending partner. We recommend you read the lending partner’s terms and conditions in full before proceeding for a loan.
Make sure you understand the total cost of a loan before making a decision. Multiply the payment amount by the number of payments in your term.
For example, suppose you want to get a personal loan for $2,000. The interest rate is 19.99% on a monthly payment plan. The example below shows the total cost of a loan with different terms.
Table 1: Example of the total cost of personal loan with different terms
| Option | Monthly Payment | Loan Term (Months) | Total Loan Cost |
|---|---|---|---|
| 1 | $185 | 12 | $2,220 |
| 2 | $75 | 36 | $2,700 |
| 3 | $53 | 60 | $3,180 |
This example shows that the longer you take to pay off your loan, the more expensive it’ll be.
Interest rates
The interest rate on a personal loan impacts the overall cost of the loan. By law, lenders may not charge more than 35% interest annually. This includes all fees, costs and interest that you’ll pay to get the loan.
For example Suppose you want to get a personal loan of $2,000 for 36 months. The example below shows the total cost of the loan with different interest rates.
| Option | Interest Rate | Monthly Payment | Total Loan Cost |
|---|---|---|---|
| 1 | 8.99% | $64 | $2,304 |
| 2 | 19.99% | $75 | $2,700 |
| 3 | 34.99% | $92 | $3,312 |
This example shows that a higher interest rate may significantly increase the total cost of your personal loan.
The interest rate a lender offers you may vary depending on:
Our dedicated support team is always ready to assist you with any questions or guidance throughout the loan process.
We understand that financial needs can arise anytime. Our streamlined process ensures fast approval so you can get the funds you need without unnecessary delays.
Apply for a loan in just a few easy steps. Our user-friendly application process requires minimal documentation and saves you valuable time.
We offer attractive and transparent interest rates, ensuring that you get the best possible loan options without hidden charges.
Whether you need a personal loan, business loan, or emergency funds, we provide flexible repayment plans designed to suit your financial situation.
We are here to help feel free to ask any questions.
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