Personal Loan
Big Loans Word helps eligible Canadian consumers explore personal-loan options from $1,000 to $50,000 CAD.
What is Personal Loans?
A personal loan is a type of financing that allows eligible individuals to borrow money for personal, household, or other permitted expenses. The borrower agrees to repay the amount borrowed, along with applicable interest and fees, according to the terms of the loan agreement.
Rate & Cost Disclosure
The applicable interest rate, financing charges, fees, payment amount, repayment period and total repayment cost will depend on the approved financing product.
Do not rely on an advertised rate as a guaranteed rate. Your actual rate and terms may differ.
Where applicable under Canadian law, required cost-of-borrowing disclosures will be provided before the financing agreement is accepted.
Representative Example
A $10,000 personal loan with a 19.99% APR over 36 months would have payments and total repayment costs determined according to the applicable loan terms and fees.
The exact payment amount and total cost should be calculated from the actual financing product being advertised and should include applicable fees.
This example is for illustration only and is not an offer or guarantee of financing.
Maximum APR Disclosure
Maximum APR: 34.99%
The maximum advertised APR must represent the actual maximum APR available for the personal-loan products being promoted.
If fees or other borrowing costs cause the effective annual cost to exceed the advertised APR, the disclosure must be corrected.
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